Average Net Worth at 30–33 in the U.S. (2026): where do you rank?
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Net worth for people aged 30–33 in the U.S.Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.Modeled estimate · federal survey dataHousehold-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.Median$68KUpper quarter$235KTop 10%$440KHalf of people aged 30–33 in the U.S.
have a net worth above $68,000.
Reaching the upper quarter takes about $235,000, and the top 10% starts at $440,000 — roughly 6.5× the median. The lower quarter sits below $7,100, and the bottom 10% is negative — more owed than owned.Where do you land against people aged 30–33 in the U.S.?Nothing leaves your browser. No account needed to look.The full distributionPercentileNet worthWhat it meansBottom 10%−$5,5009 in 10 are above thisLower quarter$7,10025th percentileMedian$68,000half above, half belowUpper quarter$235,00075th percentileTop 10%$440,000only 1 in 10 is above thisAverage (mean)$88,400pulled up by the top end — the median is the better "typical"Monthly update · people aged 30–33 in the U.S.Get this cohort's numbers when they move.One email on the 1st: the median and top-10% net worth for people aged 30–33 in the U.S., what changed since last month, and how many members joined.
No account, no spam, one-click unsubscribe.You'll get the current figures right away, then monthly.
Keeping Up Inc, New York.
Privacy.Free account · people aged 30–33 in the U.S.This page is the cohort. An account puts you on it.Your rank, kept current. Type a rough net worth and your percentile sits on your dashboard, moving as the cohort does.Six ranks, not one.
Net worth, income, savings rate, spending, retirement and investments against people aged 30–33 in the U.S..Exact when you want it. Connect accounts read-only later for the real number; nothing is required to start.Apple, Google or email · no card · delete any timeThe dashboard. Demo account, illustrative numbers.Just want the number?
Try the percentile calculator — no signup, nothing leaves your browser.Net worth by ageAgeLower quarterMedian net worthUpper quarterTop 10%22–25 →$1,100$17K$72K$210K26–29 →$3,200$39K$132K$315K30–33$7,100$68K$235K$440K34–37 →$9,200$98K$355K$920K38–41 →$20K$162K$505K$1.2M42–45 →$38K$205K$650K$1.6M46–50 →$43K$230K$830K$2.5M50–54 →$55K$255K$1.0M$3.0M55–59 →$58K$315K$1.2M$3.1M60–64 →$105K$445K$1.4M$3.5M65 and over →$137K$485K$1.4M$3.9MNet worth at 30–33 by cityMetroLower quarterMedian net worthUpper quarterTop 10%New York City →$9,060$88K$311K$605KSan Francisco →$10K$99K$349K$688KLos Angeles →$8,406$82K$286K$550KChicago →$7,753$75K$260K$495KBoston →$8,276$80K$281K$539KWashington, DC →$8,406$82K$286K$550KSeattle →$8,537$83K$291K$561KAustin →$7,884$76K$265K$506KNational figures above; metro pages adjust for local incomes and housing costs.Net worth at 30–33 by industryNet worth at 30–33 in other metrosMore for people aged 30–33 in the U.S.Income →Retirement savings →Investments →Savings rate →Monthly spending →Common questionsWhat is the median net worth for people aged 30–33 in the U.S.?The median net worth for people aged 30–33 in the U.S.
is $68,000.
Half of this group is above that figure and half below.What net worth puts you in the top 10% of people aged 30–33 in the U.S.?About $440,000.
The 90th percentile is the level only one in ten people in this group exceeds — roughly 6.5× the median.Where do these numbers come from?They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows.
Full methodology at keepingup.com/methodology.How this is built.
Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level.
Amounts are in current dollars. Read the full methodology.Last updated October 2026. Cohort: people aged 30–33 in the U.S.. Model sample basis: 500.